Best Remortgage Deals
If you think that you're paying too
much for your current mortgage, then you probably are and you're not
alone. An estimated 80% of UK property owners are paying too much on
their home loan. There are currently millions of borrowers paying
their lender’s standard variable rate (SVR). No lenders SVR will be
the best deal they can offer.
More and more UK homeowners are moving their mortgage to save money.
If you are looking to replace your existing mortgage for one with
lower repayments, why not let us find the best mortgage for your
needs. Remember there is no obligation and all quotes are free.
Take a look at some of the current
mortgage rates available in the UK today and then use our
monthly payment calculator to work out what your monthly outgoings
will be on any new mortgage.
We make remortgaging as simple as possible
A remortgage is essentially no
different to a normal mortgage, with one crucial difference - you are
not buying a house. All you are essentially doing is taking out a new
mortgage to replace the old one, while shifting your debt from one
lender to another.
Remortgaging isn’t nearly as much hassle as most people think –
particularly if you use of our online
remortgage enquiry form. Then one of our
dedicated mortgage advisors looks after your remortgage for you –
making it all less effort than you first imagined!
Why switch your mortgage?
In today’s competitive market, many borrowers choose to switch their
mortgage every few years in order to take advantage of the new rates
on offer. However, a remortgage also allows you to release the equity
that has accumulated over the years. Equity is the difference between
your current mortgage and your property's value.
If you consider how house prices have increased in recent years, this
could be a substantial sum. The extra cash you release could be used
for any purpose such as debt consolidation, a wedding or your child’s university costs. It
might even be enough for you to consider buying another property to
rent out or a dream holiday home.
Current or past mortgage arrears, CCJ's or defaults?
We understand that for no fault of their own some clients fall behind
making their mortgage payments or may have County Court Judgments (CCJ's) and defaults
registered against them. Normally this is for reasons beyond their
control. Maybe their overtime was cut at work. Or a customer paid them
late.
We also know that if you have mortgage arrears, CCJ's or defaults most
bank's computer systems will automatically reject your remortgage
application because you do not fit their preset lending criteria.
Our advisors treat each client as an individual. We do not rely on
inflexible computer systems to assess your application. We want to
help you get back on the straight and narrow.
You will find that you will be able to clear any existing mortgage
arrears, CCJ's or defaults direct from your new mortgage. You can then
wipe the slate clean and use your new mortgage to start to rebuild
your credit rating.
So why use Best Buy Mortgages?
For most people using our services is a win-win situation. Firstly,
you've got an expert
looking after your interests, subsequently a better mortgage deal can
normally be offered.
Why not make your life a lot easier and ask Best Buy Mortgages to help
you find the best remortgage for your needs. You will deal with a
fully CeMAP qualified mortgage professional working
for you to find the best mortgage for your individual needs.
Your advisor will do their utmost to keep you fully informed on
progress and we also unconditionally offer the following guarantees:
- You are under no obligation whatsoever
- All quotes are free
- No salesmen will call at your home
- You can cancel at any time up to completion
- If you cancel, there are no costs or penalties
How to get your free remortgage quotes
It will only take a few minutes of your time today but
could save you thousands of pounds in interest payments and will
eliminate any worries you may have about getting the best mortgage deal
possible.
You just need to enter some basic information into our secure
online remortgage enquiry form and we will present
you with illustrations of the best remortgage deals we have available.
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